Not all banks who offer secured credit cards advertise the fact. Because of this, you may find yourself applying for numerous unsecured credit cards before you come over a secured credit card application.
This can supervene in numerous inquiries on your credit narrative and a decrease in your credit rating (which is part of what got you here in the first place)!
looking For Banks Who Offer Secured credit Cards?
If you want to find the banks who offer secured credit cards without going straight through all of the hassle normally linked with doing so, supervene these seven tips:
1. Be Realistic
The first thing you need to do when finding for banks who offer secured credit cards is be realistic about what you're going to qualify for.
Don't apply for an American Express or a Diner's Club card reasoning they'll offer you a secured credit card if you don't qualify. As a rule, upper-crust credit card companies do not offer secured credit cards.
2. Utilize the Web
When it comes to searching for banks who offer secured credit cards, the Web is your very best friend. There are informational websites that offer a wealth of knowledge on secured credit cards and they can even direct you to sites that allow you to apply for secured credit cards online.
3. Target Your Search
Rather than haphazardly filling out credit card applications hoping to run into a secured credit card opportunity, look specifically for secured credit card applications to fill out.
The banks who offer secured credit cards do want your company and they aren't of course hiding from you. Hunt for secured credit card applications and you're likely to find just that.
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