Building a credit history is not a one-night process. It often takes a lot of time and patience. Citizen with perfect credit have proven themselves to be risk worthy for creditors. Nobody starts with perfect credit rating. That means that most Citizen don't get the best credit cards with the best rates as their first credit card. The goal at first should be to build a great credit history and not necessarily receive the best Apr in the market.
Chase +1 Student Mastercard is specifically designed for Citizen with puny or no credit history. If you are a college student with no credit history, you will need a card that will allow you to build your credit fast. Chase +1 allows you to do that by providing a kind credit line and no yearly fee. Chase +1 Mastercard comes with an initial rate of 0% for 3 month on purchases. But after the initial period, the rate increases to 14.99% and could go as high as 19.99%. So the card is not designed to park large balances. Chase +1 card is a great credit-building tool if you pay your balances in full.
Chase +1 pupil MasterCard prestige Card recite
Chase +1 is unique in providing tips and tools to help cardholders devotee the art of construction a great credit history. You earn Karma for paying on time and taking quizzes and you can apply your Karma point towards gifts or a great cause. Unlike many other no-credit credit cards, Chase +1 comes with proper features such as catalogue management, Chase mobile, and no yearly fee. In addition, you can replacement your high interest rate balances to this card. However, Chase +1 does come with relatively high replacement rates, which means you shouldn't use this card as a balance replacement card.
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